Accidental damage

Accidental damage is a standard inclusion in our Top cover home and contents insurance. This means that when you take out Top cover, accidental damage is automatically included at no extra charge.

Some insurers do not cover accidental damage at all, so this is another benefit on your Real Top cover home and contents insurance.

What is covered under accidental damage?
When your home is insured, we will cover you for damage unintentionally caused to your home. Similarly, if your contents are insured, we’ll cover you for damage unintentionally caused to your contents.

Some examples of accidental damage cover If your home is insured with Top cover home and contents insurance, and you are moving a lounge and accidentally knock a hole in the wall, you would be covered.

If your contents are insured with Top cover and you accidentally drop and smash your TV you would be covered.

Exclusions on accidental damage cover
Like most insurance policies, there are some exclusions you need to know about. These are outlined clearly in your Top cover PDS. You can get a quick quote for Top Cover home and contents insurance from Real Insurance today, including cover for accidental damage.

Get a quick quote now to see how much you can save.