Home Insurance in Western Australia

Why people in Western Australia need home insurance

No matter if you own a big family home among riverside Perth or rent close to Margaret River, both come with many risks that can affect you and the people living inside your home. The right home insurance will ensure that in the case of damaging events, you and your loved ones are financially protected.

Owning or renting a home is expensive and does not come without numerous risks that are out of your control. Events like flooding, fires and theft can occur across the entire state.

This is why having Home Insurance in WA can ensure safety and reliability, no matter if you’re living at home or are a landlord.

Please note that eligibility of cover may differ across the state. To see if you’re covered, get a quote today.

Save 10% when you buy a combined Home & Contents policy1

Real Insurance for people in WA

There isn’t just one option at Real Insurance. We offer products to cater for all living situations across WA, to protect the home you live in.

Living in the city of Geraldton or on a property further south in Albany both present a number of risks to the structure of your home and all your belongings inside.

That’s why at Real Insurance we are prepared for a variety of situations.

Real Insurance Options

Our home insurance products include the following:
Buildings Insurance,
Home & Contents Insurance,
Contents Insurance,
Landlord Insurance

Our contents insurance products can be purchased separately or can be combined with building cover. They are available in two levels of cover. The first option is our top-level cover, it provides premium protection, while our second option, the essential level cover, is a lower-cost option.

Discover and compare home insurance products to find out how Real Home Insurance protects your home and belongings from damage, disasters and theft.

Even more protection

You can also add optional extras to your Contents or Home & Contents Insurance. These include:

For full details including limits and exclusions of these benefits, please read our Product Disclosure Statement.

Got questions? Find answers with our helpful Home Insurance Q&A.

Why choose Real Insurance

  • Save 10% when you buy combined Home & Contents policy1
  • Flexible payment options
  • 24/7 claim lodgement and emergency assistance
  • Real Insurance is a multi-award winning insurance company

Get real. Get a quote

If you live in Western Australia, get a real quote, real quick. Call us on 13 19 48 or get a home insurance quote online.

Save 10% when you buy a combined Home & Contents policy1

Customers rate us

Rated 4.4/5 from 249 Feefo reviews

Powered by Feefo logo


  1. A discount of 10% is applied to your premium when you combine Home and Contents on one Home Insurance Policy. The discount will apply to the first 12 months of your Real Home Insurance policy. The discount will be reapplied for 12 months each time your Real Home Insurance policy is renewed so long as you continue to combine Home and Contents on one Home Insurance policy and we continue to offer the discount. Discount does not apply to taxes or government charges.